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Promotions are available only on Quick Move-In Homes sold on or after November 21, 2008 and which close on or before December 31, 2008.

No interest payment promotion includes contribution by Ryland Mortgage Company to escrow account to fund interest due as part of regularly scheduled payments due February 1, 2009 though May 1, 2009. Buyer is responsible to pay any prepaid interest due though December 31, 2008 as a charge at closing, make monthly payments of principle, taxes and insurance through May 2009 payment and make payments for interest, principle, taxes and insurance commencing June 1, 2009. Program is available only on FHA 30 year financing. Actual interest rate is determined on date of interest rate lock. Buyer must meet loan program qualifications. Buyer must make application, and application and other fees and charges apply. No interest payment promotion is offered through Ryland Mortgage Company and requires Buyer close with Ryland Title Company or an agent selected by Ryland. Maximum loan limitation applies.

Closing cost assistance is available from Ryland Homes to those financing through Ryland Mortgage Company and close with Ryland Title Company or an agent selected by Ryland. Amount of closing cost may vary by product and market, and assistance is subject to applicable contribution limitations. All Inventory homes are subject to prior sale. Information believed to be accurate but not warranted. Photographs are for illustrative purposes only. See Sales Counselor for additional details. © 2008 The Ryland Group, Inc.